Jewelry Appraisals

What is a Jewelry Appraisal

A Jewelry appraisal is a document that states the *Jewelry Replacement Cost of the item being appraised, detailed information of the jewelry piece and technical specifications of any gemstones or diamonds that make up the jewelry piece.

Why do I need an appraisal?

There are various ways in which appraisal can be an indispensable document for fine jewelry owners. Most of our customers use appraisals for insurance purposes. Having your jewelry appraised will facilitate adding coverage to your insurance policy, as most insurance companies will require the appraisal document. Jewelry appraisals may sometimes be required for legal reasons like estate tax evaluations, and divorce.

Having your jewelry appraised every 3-5 years guarantees that you have the most up to date evaluation for your precious jewels. Having an updated appraisal is essential at a time of loss, damage or theft.

Gems & Jewels Fine Jewelry can also supply an appraisal for value comparison or liquidation.

If you have recently acquired, inherited or have been passed down jewelry, please visit Gems & Jewels Fine Jewelry for a consultation.


Learn more about Jewelry Values : The Million Dollar Question; What’s my Jewelry Worth?

*Jewelry Replacement Cost is; the cost to make or acquire a new jewelry item as closely identical to the original jewel as possible. This is the value that is placed on jewelry insurance appraisal documents as it informs the insurance company as to the amount of money needed to replace the jewelry if it is damaged, lost, or stolen.