90 Day Layaway Payment Plan

How does layaway work?

Gems and Jewels offers a 90 day layaway plan, that can extend extra months with prompt payment history. The required initial deposit is 10% and we simply ask that you pay on your selected item once per week or once per month. There is no monthly minimum payment required. Pay at your own pace and take the item with you when you make your last payment.

Do I need good Credit?

Our Layaway is not credit based, it is deposit based. So if you have a minimum of 10% deposit we will process the layaway. The jewelry is tagged and stored in our security safe until you return to pay it in full.

Find the perfect ring, pendant or earrings and pay once a month with our layaway plan. Our easy layaway plan makes buying convenient and easy.

Can I use Layaway for my repair?

Yes, We accept the layaway payment method for all services rendered and purchases at Gems and Jewels fine Jewelry and Repair.


If you have any questions or need more information please contact Gems and Jewels Fine Jewelry and Repair:

Call: (562) 426-8601

Email: Contact@bixbyjewelers.com



Layaway Policy Fine Print: Layaway payments are required at least every 30 days. If no satisfactory arrangements have been made for full payment beyond the end of the designated payment period, the items will be returned to stock, and all payments will be forfeited. At our discretion only, layaways may be cancelled in the event of special circumstances. In such a case a restocking fee of 15% of the original invoice will be charged, with the remaining balance to be issued as a store credit only.